Businesses seek to expand for a number of reasons -acquisition, merger, new markets, expansion. Financing your business growth strategy is a key decision and a sound banking relationship is critical to deliver on your strategy. What information will you provide to your bank to support your financing needs?

Are you experiencing financial disruption to your business? Are you delaying paying the ATO to fund working capital or are creditor payment terms increasing? Have the reporting demands from your bank increased significantly and external accountants are reviewing your business operations?

Are you frustrated with your bank and considering refinancing your business loans? Want to manage the whole process but don't know how to go about it? Unsure which bank you should choose but have a clear strategy of developing a new relationship?

Sometimes the communication coming from your bank may be confusing. A change in loan terms, introduction of new reporting or financial covenants or the need for additional security.